Alabama Private Money Lenders
Seeking a private money loan secured by real estate in Alabama? On this page you'll find a list of direct private money lending companies that offer fast funding for a property purchase, refinance, or equity cash out in 1st lien position. Private money loansare for short-term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. We only list professional private lending companies, not individual investors.Searching...
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Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Groundfloor Lending
Fast Funding with Deferred Interest Payments
FlipCo Financial
Asset-Based Lending for Flippers | 90% LTC, NO Minimum Credit Score, NO Appraisals, NO Expierience Requirements
Center Street Lending
Smarter Loans for Residential Investors
Yieldi
Direct, Reliable Lender for Investment Properties
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Coastal Equity Group
We are a one stop shop for direct lending in the Southeast. We focus on strong relationships and provide personaliz
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Northern Star Mortgage Fund
Creative private lending for all types of investment properties
Certain Lending
The Mortgage Company Built for Real Estate Investors
i Fund Cities
Direct Lender for Builders and Rehabbers
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Accolend
No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use
Top 20 Alabama Private Lenders
According to Forecasa™, here are the Top Private Lenders ranked by the number of private mortgage loans* originated in Alabama from October 2025 to December 2025.
- Constructive Loans funded 108 loans
- Kiavi funded 89 loans
- ROC Capital funded 36 loans
- Mobile Capital Company LLC funded 32 loans
- Longhorn Investments funded 30 loans
- American Heritage Lending LLC funded 25 loans
- JL Lane Lending LLC funded 24 loans
- Rei Funding Partners LLC funded 23 loans
- RCN Capital LLC funded 22 loans
- Ninety8 Capital LLC funded 22 loans
- Catalpa House Fund 1 LP funded 22 loans
- Robertson Banking Company funded 22 loans
- LendingOne funded 22 loans
- Dominion Financial Services LLC funded 22 loans
- Cv3 Financial Services LLC funded 22 loans
- Windstone Private Lending LLC funded 22 loans
- Crebrid (Wildcat Lending) funded 22 loans
- Corevest American Finance LLC funded 22 loans
- Crestcore Realty funded 22 loans
- Defy Mortgage LLC funded 22 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform..
Alabama Private Money Interest Rates
According to the private money loan documents software company, Lightning Docs, the average interest rate for Alabama private money loans in the 1st quarter of 2026 was 10.20%. The average loan amount was $205,598. These stats are the average of 56 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Alabama between January 1, 2026 and March 31, 2026 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for Alabama private money loans in the 1st quarter of 2026 was 10.05%. Lenders charged an average of 6.0% points (origination fee). The average LTV (loan-to-value) for private money loans in Alabama was 66%, and the average loan amount was $195,100. These stats are the average of all the loans which were funded between January 1, 2026 and March 31, 2026 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Private Money Lenders in Alabama by Loan Volume (Past 12 Months)
Based on data from Elementix, this ranking highlights the most active private money lenders in Alabama, measured by total funded loan volume for short-term real estate loans (under 3 years) over the past 12 months. This data reflects current lending activity across Alabama real estate investors.
| Company | Loans | Volume | Market Share |
|---|---|---|---|
| dlp capital | 3 | $40M | 17% |
| rei funding partners | 125 | $19M | 8% |
| windstone private lending | 63 | $11M | 4% |
| carta capital partners | 18 | $11M | 4% |
| mobile capital company, llc | 102 | $10M | 4% |
| yieldi | 3 | $9M | 3% |
| red fox capital | 1 | $9M | 3% |
| crebrid | 64 | $8M | 3% |
| cv3 financial services | 31 | $8M | 3% |
| constructive capital | 8 | $8M | 3% |
Source: Elementix.ai (third-party data, not independently verified).
Top 10 Real Estate Investors in Alabama Using Private Money (Past 12 Months)
Based on data from Elementix, this ranking highlights the most active real estate investors in Alabama who utilize private money loans, based on total borrowing volume over the past 12 months. Reported volume may include financing from private lenders, banks, and other sources, reflecting overall borrowing activity across the Alabama real estate market.
| Company | Loans | Volume |
|---|---|---|
| vinebrook homes | 76 | $29.7B |
| firstkey homes | 41 | $20.3B |
| main street renewal | 69 | $19.8B |
| rmr group | 16 | $8.2B |
| daniel | 18 | $8.0B |
| signature homes | 408 | $7.4B |
| safe harbor marinas | 1 | $4.0B |
| davidson homes | 505 | $3.6B |
| daniel communities | 181 | $3.4B |
| rmr residential | 292 | $1.2B |
Source: Elementix.ai (third-party data, not independently verified).
